Dental Insurance Welcome – Brick Township, NJ
The Key to Saving
Big on Dental Care
If you rely on dental insurance, then it’s important to make sure you’re getting the most out of your plan. Our team at Nu Dental Brick is here to walk you through the process of reviewing and maximizing your benefits; if you have any questions about your plan, you can count on us to help you find the answers you need. Learn the basics by reading our short guide below, and give us to call if you have any uncertainties about your own policy.
Understanding How Dental Insurance Works
Your dental insurance plan will come with a specific maximum amount that can be spent on dental care every year. Once you’ve met the deductible, your insurance will provide a certain amount of coverage for specific services until the maximum is exceeded. Dental insurance is usually focused on prevention, which means services such as routine cleanings, biannual checkups, and X-rays tend to receive the highest amount of coverage. By taking advantage of these benefits, you can reduce the risk of suffering from serious dental issues that would require expensive treatment.
What Your Dental Insurance Plan Covers
Your dental insurance plan will generally follow a 100-80-50 framework, with each number representing the percentage that your company is willing to pay for a given type of service.
- 100: You’ll often receive full coverage for preventive dental visits and services.
- 80: Minor procedures (such as the placement of a filling) are often mostly paid for by insurance.
- 50: Most insurance companies will pay half the cost of major services such as crown placement.
You normally shouldn’t expect cosmetic treatments to be covered by dental insurance, although you might receive benefits for them if they have another purpose related to dental health.
We Offer In-Network Savings & Welcome Out-of-Network Providers
We’re partnered with a number of insurance companies. If you have a policy under one of the providers that we are in-network with, you’ll enjoy the highest possible amount of savings. That said, we can still accept out-of-network providers, and our team will work with you and your company to make sure you receive all of the savings that you are entitled to. If you get in touch with us with your policy information, we can help you figure out roughly how much coverage you’ll receive.